In this episode of the BulkLoads Podcast, Jared Flinn and Larry Hurt sit down with Alex Petrovich and Chris Ornce from Ten Four Truck Insurance to share how their company has kept client renewal rates flat for four consecutive years—something nearly unheard of in the trucking insurance space. Built specifically for the transportation industry, Ten Four is a risk retention group that was formed by truckers for truckers, offering a refreshing alternative to traditional insurance carriers who often hike premiums annually without warning.

The conversation dives into how Ten Four and Bulk Insurance Group are partnering to serve bulk haulers, hopper fleets, and ag-based carriers with policies that reflect real-world operating risks, not generic rating models. The episode also explores how Ten Four’s underwriting process leads to better claims outcomes, more personalized service, and insurance solutions that actually support long-term fleet growth.

Whether you’re an owner-operator frustrated with rising insurance costs or a multi-truck fleet searching for dependable coverage, this episode is packed with actionable insights on reducing premiums while protecting your operation.