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Worker's comp?

So I am out for over a month due to a back injury and I was looking into adding a part time driver to keep the truck from being parked. I called insurance and they said I will have to add worker's comp to my packet. They quoted me $10 per $100 of pay so basically 10% of what I am projected to pay them. Anybody know of anything cheaper than this or if there is another way to add a part time driver? Driver would have 10+ years of accident free driving and no tickets on his cdl. We haven't had to have worker's comp as the only drivers for the company are owners of the company.

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